Normal view

There are new articles available, click to refresh the page.
Before yesterdayMalwarebytes Labs

How to change your Social Security Number

12 April 2024 at 12:20

After seeing their Social Security Number (SSN) leaked in the AT&T breach, some US citizens are wondering if and how they can change their SSN.

The good news is that even though it’s a challenging process, it is possible. But if you’ve ever had to abandon an email address that you used for years, imagine all of the hassle that came with that, and then imagine it being about 10 times worse. Governments, your employer, and everyone else that identifies who you are by your SSN will have to be notified. And since it doesn’t happen very often, most of them will not have a streamlined process in place. It will take a lot of time and effort to set every record straight.

All that said, this process is not impossible, and in some cases, it is worth the effort.

When do I qualify?

The first obstacle will be to qualify for a change of your SSN in the first place. You will have to show that you:

  • Are the victim of identity theft. Importantly, even if this is true, the US government requires that you first have “attempted to fix problems resulting from the misuse,” but that you’re still encountering issues because of your original SSN. If someone is using your Social Security number for work purposes, you report it to the Social Security Administration (SSA) first. If someone is using your number to open lines of credit, you’ll need to go to identitytheft.gov to report it and establish a recovery plan. If those options didn’t help, then you can apply for a new SSN.
  • Were issued a duplicate number or you and a family member have sequential numbers that are causing problems.
  • Are facing a serious threat to your safety, like severe harassment, abuse, or potential life endangerment.
  • Have religious or cultural objections to the particular number you received. You’ll need to provide documentation from the group you belong to that affirms your objection.

Where do I start?

The first step is to contact your local Social Security office. Under normal circumstances, you will have to pay them a personal visit after making an appointment. They will perform all the required checks and assist you in drafting a statement explaining why you need a new number, and fill out an application for a new SSN.

You will need to bring:

Evidence of your age. This is usually a birth certificate, but in some cases, alternatives are allowed, such as a US hospital record of your birth, a religious record established before age 5 showing your age or date of birth, a passport, or a final adoption decree showing the birth information taken from the original birth certificate.

Evidence of identity. A US passport, US driver’s license or state-issued non-driver identity card satisfy this requirement. Alternatives that may be accepted are a US military identity card, a certificate of naturalization, employee identity card, a certified copy of medical record, health insurance card, Medicaid card, or school identity card/record.

Evidence of US citizenship or immigration status. A US birth certificate or US passport are standard for this requirement. Accepted alternatives may be Consular Report of Birth, Certificate of Citizenship, or Certificate of Naturalization.

For all these documents, US citizens will need to show original documents (or documents certified by the issuing agency).

US immigrants requesting a new SSN will need to provide evidence of immigration status by showing an unexpired document issued by Department of Homeland Security (DHS) and additional documents if you are an international student or exchange visitor.

And you will need to provide evidence for the reason you need a new SSN.

Aftermath

Once you have successfully changed your SSN, here is a non-exhaustive list of entities that need to be informed:

  • The IRS.
  • Your employer.
  • Your bank. 
  • Your school.
  • Your student loan provider.
  • Your Medicare or Medicaid provider.
  • Any primary care doctors or specialists with your medical records.
  • Third-party insurance companies.

What you will not have achieved is also important to know. A Social Security number change doesn’t erase your financial history. So, a new SSN doesn’t absolve you of any debts you have, rectify your credit history, or repair a bad credit score.


We don’t just report on threats – we help safeguard your entire digital identity

Cybersecurity risks should never spread beyond a headline. Protect your—and your family’s—personal information by using identity protection

60% of small businesses are concerned about cybersecurity threats

7 April 2024 at 11:58

According to a recent poll by the US Chamber of Commerce, 60% of small businesses are concerned about cybersecurity threats, and 58% are concerned about a supply chain breakdown.

Not surprisingly, small businesses in the professional services sector feel significantly more concerned about cybersecurity threats than those in manufacturing or services, but the poll explains that they also feel more prepared to handle them.

“The small businesses most concerned about cybersecurity threats include businesses with 20-500 employees (74%) and businesses in the professional services industry (71%). On the other hand, small businesses that are least likely to say they are prepared for cyber threats include businesses in the manufacturing sector (61%), female-owned businesses (68%), and businesses in average health (64%).”

Services businesses are right to be concerned. The most serious cyberthreat faced by organizations is ransomware, and on any given month, in almost any country, the services sector is the one hardest hit by ransomware.

However, while the services sector suffers more attacks than manufacturing, the difference has been steadily narrowing, so that it is almost insignificant

Known ransomware attacks by industry sector, February 2024
Known ransomware attacks by industry sector, February 2024

Small businesses are not sitting on their hands though. 49% say they have trained staff on cybersecurity measures in the past year, 23% think they are “very prepared” to handle cyberthreats, and 50% feel “somewhat prepared.”

It’s no surprise that small businesses are concerned—they have limited resources, and yet they need to be ready to fight off the same sophisticated criminal gangs as the biggest enterprises.

And, as you can read in our 2024 State of Malware report, cybercriminals continue to evolve their tactics. They like to use social engineering, and vulnerabilities in internet-connected devices and services, rather than old-fashioned malware to infiltrate systems and networks. And once they’ve broken in to a company network, they are increasingly turning to legitimate tools instead of malware to carry out their attacks, a tactic known as living-off-the-land (LOTL)

This requires a different approach and security solutions capable of dealing with these threats.

We don’t just report on threats—we block and remove them.

ThreatDown can help small business to be secure. Choose the ThreatDown bundle that’s right for your organization.

Securing your home network is long, tiresome, and entirely worth it, with Carey Parker: Lock and Code S05E07

25 March 2024 at 11:56

This week on the Lock and Code podcast…

Few words apply as broadly to the public—yet mean as little—as “home network security.”

For many, a “home network” is an amorphous thing. It exists somewhere between a router, a modem, an outlet, and whatever cable it is that plugs into the wall. But the idea of a “home network” doesn’t need to intimidate, and securing that home network could be simpler than many folks realize.

For starters, a home network can be simply understood as a router—which is the device that provides access to the internet in a home—and the other devices that connect to that router. That includes obvious devices like phones, laptops, and tablets, and it includes “Internet of Things” devices, like a Ring doorbell, a Nest thermostat, and any Amazon Echo device that come pre-packaged with the company’s voice assistant, Alexa. There are also myriad “smart” devices to consider: smartwatches, smart speakers, smart light bulbs, don’t forget the smart fridges.

If it sounds like we’re describing a home network as nothing more than a “list,” that’s because a home network is pretty much just a list. But where securing that list becomes complicated is in all the updates, hardware issues, settings changes, and even scandals that relate to every single device on that list.

Routers, for instance, provide their own security, but over many years, they can lose the support of their manufacturers. IoT devices, depending on the brand, can be made from cheap parts with little concern for user security or privacy. And some devices have scandals plaguing their past—smart doorbells have been hacked and fitness trackers have revealed running routes to the public online.

This shouldn’t be cause for fear. Instead, it should help prove why home network security is so important.

Today, on the Lock and Code podcast with host David Ruiz, we’re speaking with cybersecurity and privacy advocate Carey Parker about securing your home network.

Author of the book Firewalls Don’t Stop Dragons and host to the podcast of the same name, Parker chronicled the typical home network security journey last year and distilled the long process into four simple categories: Scan, simplify, assess, remediate.

In joining the Lock and Code podcast yet again, Parker explains how everyone can begin their home network security path—where to start, what to prioritize, and the risks of putting this work off, while also emphasizing the importance of every home’s router:

Your router is kind of the threshold that protects all the devices inside your house. But, like a vampire, once you invite the vampire across the threshold, all the things inside the house are now up for grabs.

Carey Parker

Tune in today to listen to the full conversation.

Show notes and credits:

Intro Music: “Spellbound” by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 4.0 License
http://creativecommons.org/licenses/by/4.0/
Outro Music: “Good God” by Wowa (unminus.com)


Listen up—Malwarebytes doesn’t just talk cybersecurity, we provide it.

Protect yourself from online attacks that threaten your identity, your files, your system, and your financial well-being with our exclusive offer for Malwarebytes Premium for Lock and Code listeners.

❌
❌